fin 3

Verse 1:
Cash reserves keep you strong,
Save for when things go wrong.
Working capital helps each day,
Funds your tasks without delay.
Break-even point shows no loss,
Match your costs and earnings across.

Chorus:
Learn, learn, sing it loud,
Finance terms will make you proud!
Step by step, you’ll understand,
Money matters in your hand!

Verse 2:
A diversified portfolio is smart,
Spread your risks, it’s a great start.
Fixed costs stay the same all year,
But variable costs depend, it’s clear.
ROI (Return on Investment) says what you’ve gained,
More profits mean you’ve well maintained.

Verse 3:
Depreciation makes values shrink,
Assets age faster than you think.
Net income is what you make,
After expenses, it’s yours to take.
Gross profit comes before the rest,
It’s your earnings at their best.

Chorus:
Learn, learn, sing it loud,
Finance terms will make you proud!
Step by step, you’ll understand,
Money matters in your hand!

Verse 4:
Operating margin shows success,
How well you’ve handled business stress.
Fixed assets like land and gear,
Help your work year by year.
Liquid assets are cash on hand,
They’re the quickest to expand.

Verse 5:
A fiscal year is business time,
Twelve months to track every dime.
Net worth shows what you own,
Minus debts, it’s your finance zone.
Financial leverage makes funds grow,
Use it right, not just for show.

Chorus:
Learn, learn, sing it loud,
Finance terms will make you proud!
Step by step, you’ll understand,
Money matters in your hand!

Verse 6:
Overhead costs are what you need,
Like rent or power, to succeed.
Cost of goods sold (COGS) is next,
For products made, it’s the best text.
Payroll counts what workers earn,
A major cost at every turn.